Welcome to the Utah Policyholder Initiative

Making Every Policyholder Holder Count

Our Mission

For the last 50 years, no one has represented the policyholders in Utah. Unfavorable laws have been passed that hurt the policyholders. Harmful policies have been sold to Utahns giving them false hope of protection. Then, upon filing a claim many find out later they weren't just sold a bad policy, they were sold out all together. Utah Policyholder Initiative (UPHI) is a non-profit organization dedicated to policyholder awareness and protection. We strive to make a fair insurance environment with honest settlement practices. We put out regular articles about the current insurance environment. We give the policyholder a voice so that they are not forgotten and that the promises that are made to them are kept. 

Utah Policyholder Initiative was established to have unbiased professionals involved in insurance. We give substantive answers and real-world application for proposed laws and legislation. We give guidance and make recommendations for legislators to consider. We collaborate with the Utah Department of Insurance to make them aware of arising policyholder issues. We work with news media to bring awareness to the public so that policyholders have the tools and resources they need to protect themselves and make informed decisions. 

read more

Our Leadership

We have been extremely blessed to attract exceptionally talented and connected leadership. We pull our strength from experience in the real-world of insurance claims and adjusting, combined with connections to the legislature, and influence in the Governor's office. Our Legislative Review Committees are comprised of legislators, doctors, chiropractors, attorneys, insurance adjusters, contractors, autobody shops, etc. We bring policyholders together, from every-day citizens and consumers, to business owners and politicians.  It is our goal to better the lives of the people in our state, especially during times of struggle when we need insurance most.


Tell Your Story

Your story makes all the difference. Without your story to tell, no changes are ever made. UPHI is a vehicle for change. Your stories are the fuel that helps us move forward. 

read more


Our members make it all possible. Without you, we would not have the resources needed to make a  difference. Membership benefits are great, as well. Benefits include: discounts with our corporate sponsors., invitation's to exclusive events, and  up-to-date information and newsletters regarding events, issues, stories, and classes. 

read more


Please support our Corporate Sponsors. These are companies dedicated to doing what is right for policyholder. They sacrifice time, money, and resources to make a difference for policyholders and the insurance industry. They are also proactive and participate in our committees and events. 

read more

Empowering the Policyholder

Positive change will never happen unless the policyholder becomes an informed consumer and is given a voice. 
We are giving them that voice.  Can you hear them yet?

Contact Us

Utah Policyholder Initiative is here to represent all policyholders and make sure their concerns are heard.  You can also visit the "Tell Your Story" page and let us know about your experiences and concerns.

Mobile: (435) 632-5170
Office: 95 S 100 E, Payson, UT 84651
Email: info.uhpi@gmail.com

Thank you! Your message has been sent.
Unable to send your message. Please fix errors then try again.